Motorcycles

Wheels provides a personal service and are equally as passionate about motorcycles as the riders are. We understand the personal value of bikes, accessories and riding apparel.

Wheels has adjusted its underwriting to attract the more mature rider of 28 years and older. Some exceptions are made under special arrangement. We have reduced the age of riders on off-road and quad bikes to 16.

Key Features of Insurance for Superbikes, Road Bikes, Dual Purpose Bikes and Vespas

  • Learner’s licence accepted (with restrictions)
  • Track day cover available on request
  • Accidental tyre damage cover available
  • Own damage Excess Reducer available
  • Passenger liability cover while riding (up to R500,000)
  • Personal accident cover while riding
  • Fleetcare Roadside Assist Mechanical and electrical breakdown assistance, flat tyre assistance, flat battery assistance and out of fuel assistance, among other services (provided by the AA)
  • Replacement as new available (subject to conditions)
  • Specified riding apparel cover available
  • Up to three additional riders per policy at no extra cost

Key Features of Insurance for Quads, All-terrain Vehicles, Motor-cross, Trail and Enduro Bikes

  • Comprehensive Cover provided
  • Specified riding apparel cover available
  • Own damage excess reducer available

Key Features of Insurance for Harleys, Gold Wings and Cruisers

  • Highly competitive rates
  • Learner’s licence accepted (with restrictions)
  • Passenger liability cover while riding (up to R500,000)
  • Fleetcare Roadside Assist (provided by the AA)
  • Replacement as new available (subject to conditions)
  • Own damage excess reducer available
  • Accidental tyre damage cover available
  • Specified riding apparel cover available
  • Up to three additional riders per policy at no extra cost