HCV

Wheels provides an efficient insurance solution from the modest 3.5 tonner to large 56-ton trucks.

We understand professional transporter needs and work with brokers to provide the best service to the insured. Wheels ignores the standard, “fits-all” product and prides itself in developing tailor-made policies for its clients.

Wheels works with transporters who operate from one truck to well-run and maintained vehicle fleets, who keep drivers to acceptable work schedules, and who understand the importance of insurance and the need to keep these costs down.

Wheels, in turn, will do everything in its power to ensure the insured’s truck gets back on to the road after an accident as quickly as possible.

We offer the following options of insurance cover

• We offer a full range of conventional insurance for the transport market. We also provide specialist risk transfer solutions, custom designed for individual requirements
• Excess reducer products, including driver personal accident insurance
• Fire & Accident insurance related to the transport operation

Key Features of Insurance for Heavy Commercial Vehicles

• Individual underwriting to suit the client’s profile
• Various premium payment options available
• Same day turnaround on underwriting
• Assessors appointed immediately
• Free R10,000 Driver Personal Accident Cover in the event of death or total permanent disability to the driver.
• Complete range of Fire & Accident classes available to suit the client’s needs
• One debit order covering Wheelscap and Fire & Accident policies under the Transporter’s policy